Chicago Uber And Lyft Accident Attorneys
In Illinois, you have rights when you get involved in a rideshare accident. However, this injury differs from a general auto accident due to unique laws. We at Anesi Ozmon, LTD can guide you in understanding your protections, as we are knowledgeable about Cook County court proceedings and municipal transportation codes.
Since 1955, we have secured injury settlements worth over $1 billion. When you work with our Chicago Uber or Lyft accident attorney, you can expect us to handle all legal matters.
How Insurance Works for Rideshare Drivers in Illinois
Illinois law defines the insurance rules for rideshare drivers, splitting them into two coverage tiers across three practical operational phases:
- App on with no booked passenger: The driver’s personal insurance covers the damages. Their coverage limits should include $50,000 for injury or death to one person, $100,000 for injury or death per accident and $25,000 for property damage. However, Illinois law requires the transportation network company (TNC) to provide contingent coverage in these amounts if the driver’s personal insurer excludes commercial driving.
- En route or carrying a passenger: Once a driver accepts a ride request, or if a passenger is inside the car, primary liability coverage of at least $1,000,000 applies.
The exact moment a car crash occurs determines which Illinois rideshare accident insurance coverage applies.
Common Rideshare Crash Hazards In Chicago
Lyft or Uber passenger injury claims in Chicago often involve varying reasons. Distracted driving is one of the causes, as drivers rely on navigation applications to navigate high-density routes, like Michigan Avenue, River North and I-90/94 Kennedy.
Sometimes, a dooring collision with cyclists can occur when a driver parks illegally to drop off a passenger. Rear-end crashes are also very common in heavy airport traffic.
Digital Evidence Preservation We Perform In Rideshare Claims
As Chicagoland rideshare injury attorneys, we act fast to prevent losing crucial data. Our strategy involves issuing formal Spoliation of Evidence demand letters to TNCs. These mandate companies to preserve GPS timestamps, speed logs and app-activity records.
Rideshare claims can be complex because Uber and Lyft lawyers try to avoid blame by claiming their driver is an independent contractor. Not only that, the driver’s personal insurance might refuse to pay due to commercial exclusions. We fight these excuses and find out exactly who is at fault and challenge insurance companies.
You Can Count On Our Long-Term Experience
We are committed to fighting for your rights and recovery. Whether you are a passenger, pedestrian, cyclist or motorist involved in a rideshare accident, you can seek counsel from our reliable Uber and Lyft accident attorneys in Chicago. Call us at 312-997-5784 or complete our contact form to schedule a free consultation.