Getting injured on the job is something no one ever wants to experience, but if you do get hurt in the performance of your duties, filing a workers’ compensation claim with the help of a Chicago workers’ compensation attorney can help reduce your financial burden while you recover. But what happens if you don’t recover fully from the injuries that you sustain but are still ready to return to work in some capacity? Permanent partial disability (PPD) can help fill in the gaps.
Before you can decide if pursuing this type of assistance is right for you, you need to understand how it works.
What Is Permanent Partial Disability (PPD)?
A permanent partial disability happens when you’re injured on the job but are left with a degree of impairment after your recovery, which prohibits you from returning to work in your full capacity. There are many types of injuries that qualify as PPD, including the following:
- Loss of hearing
- Loss of vision
- Loss of limbs
- Back injury
- Post-traumatic stress disorder (PTSD)
- Nerve damage
These are just a few of the common types of injuries that may qualify for permanent partial disability. If you think your injury falls into one of these categories, contact your doctor immediately.
How Can You Qualify for PPD?
You’ll need to start by filing a workers’ compensation claim as soon as you can after the injury. If you recover, you’ll be able to return to work when your doctor clears you. But if you don’t and your injury is permanent, you’ll need to consult with a doctor to assess the severity of your injury and make sure it’s properly classified as a permanent partial disability. They’ll assess your condition and the extent of your recovery to determine whether your injury is permanent and impacts your ability to return to work.
If your injury qualifies and your doctor agrees that the injury will prevent you from returning to work at your full capacity, you’ll need to petition for disability compensation.
How to Get the Settlement You Deserve
It’s important to remember that permanent partial disability settlements, like workers’ compensation settlements, are paid by insurance companies. It’s in the insurance company’s best interest to deny your claim whenever possible. This means you’ll need to be prepared to argue for your needs.
Make sure you fill out all necessary paperwork correctly and keep track of any medical records and statements from coworkers regarding your accident. It’s also a good idea to work with an experienced Chicago workers’ compensation attorney as soon as you start to think you’ll qualify for disability. They’ll be able to prepare your case and argue on your behalf to improve the likelihood of you getting the compensation you deserve.
Work With an Experienced Attorney
If you think your work-related injury qualifies for permanent partial disability or have received a diagnosis from your doctor, contact Anesi Ozmon, LTD. today. Our experienced team will help you present your strongest case so you can get the money you need from your employer’s insurance company.